Privacy encompasses the right to uphold individual's autonomy, dignity, and personal freedom, as well as the ability to control, access, collection, and usage of personal data or information, and prevent unauthorized disclosure. Information privacy specifically pertains to individuals' authority over their personal information and how it is accessed, collected, or used.
At clout Business Network Limited, we recognize the significance of privacy in fostering trust and confidence between us and our customers. When customers provide personal information to us, they rightfully expect that it will remain confidential and solely utilized for intended or permittable purposes.
Moreover, privacy plays a critical role in safeguarding sensitive data, including financial information and other personally identifiable information (PII) or sensitive personal data or information (SPDI). Insufficient protection of such details can result in significant harm to individuals and organizations alike.
Hence, it is of utmost importance for us to employ appropriate measures that ensure the privacy and security of our customers' data. This involves implementing robust data protection policies, utilizing secure technologies, restricting access to sensitive information, and consistently monitoring and auditing our systems to mitigate potential breaches or vulnerabilities.
This Policy, pertaining to the privacy practices of Banayantree Services Limited and its Group Companies collectively referred to as "ET Money" or "Company," outlines how we access, collect, use, process, and disclose information provided by you or collected by us through our website 'www.cbnl.net.in'. These activities are conducted for the purpose of delivering various services, products, and content collectively referred to as the "Services."
This Policy is an integral part of the Terms of Use and other applicable terms on the our Platform. It should always be read in conjunction with the Terms of Use, specific product/service terms and conditions, disclaimers, declarations and undertakings.
The Privacy Policy is governed by the provisions of applicable law in India, including the Information Technology Act 2000, the Information Technology (Reasonable security practices and procedures and sensitive personal data or information) Rules, 2011 and other regulatory provisions in place. The terms "Personal Information" and "Sensitive Personal Data or Information" carry the same meaning and definition as defined under the aforementioned rules to ensure the privacy of your Personal Data.
You must be a natural person who is at least 18 (eighteen) years of age. You must not misrepresent your identity. The right to use the ET Money Platform is personal to the User and is not transferable to any other person or entity. The Company presumes adequate and lawful parental consent in case the Personal Information is shared by a User under the age of 18 years.
1. Responding to your inquiries or requests.
2. Maintaining and safeguarding the interests of your accounts.
3. Processing transactions that you submit or initiate.
4. Fulfilling our legal and regulatory obligations.
5. Fulfilling our audit and contractual obligations within the boundaries of the law.
6. Conducting research and analysis.
7. Developing, offering, and providing the financial products and services we offer, distribute, or refer.
8. Offering customized product offerings directly or in collaboration with group entities/vendors.
9. Informing you about the financial products and services we offer.
10. Marketing or advertising our products or services.
11. Sharing information with ultimate or partner service providers under referral, distributor, partner, or service provider arrangements.
12. Complying with legal obligations or any other act required by law.
13. Completing specific transactions or account changes as directed by you.
14. Showing you relevant advertisements.
15. Releasing information about you if you authorize us to do so or if we are compelled by law or legal process to do so, or in limited legally defined circumstances(such as fraud prevention).
16. Using your email address or other personally identifiable information to contact you or send commercial or marketing messages about our services, as well as additional updates and features about third party's products and services, with an option to subscribe or unsubscribe.
17. Any other legitimate purpose including submissions to regulatory or legal purposes which has arisen or may arise in the future.
18. We employ automated processes for accessing and analysing/processing the information provided/collected.